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Weekly Market Update

Weekly Market Update

Our weekly market update is brought to you by our partners - Omnis Investments. This page is updated around Mid day every Monday with last weeks market stats and a short commentary.

What documents do you need to get a mortgage?

What documents do you need to get a mortgage?

In this guide, we look at what sort of documents are typically required to be sent to a lender in support a mortgage application. You should make sure you've got all of these in check before applying. Proof of income Your level of income will directly impact the level...

Getting a Mortgage: For Limited Company Directors

In this blog post, we will explore the definition of a limited company director, the challenges they face, and the eligibility criteria for obtaining a mortgage for a limited company director. So grab a cup of coffee and join us on this informative journey!...

Flying Freehold Mortgages: Everything you need to know.

Flying Freehold Mortgages: Everything you need to know.

Understanding the Basics Firstly, let's clarify what a flying freehold is. In the realm of property ownership, there are freehold and leasehold properties. A flying freehold, a subset of freehold, typically overhangs another freehold property. Whether it's a balcony,...

Remortgage for Home Improvments – Your Comprehensive Guide

Remortgage for Home Improvments – Your Comprehensive Guide

Could you use a remortgage for home improvements? Find out everything you need to know in this comprehensive guide. https://open.spotify.com/episode/49x1iqO1E8BOkNNJQ3UYKP?si=49ed64f253264ff8 https://youtu.be/RhyxMbLIr2Y Think carefully before securing other debts...

Help to Stay – Wales: Our Expert Analysis

Help to Stay – Wales: Our Expert Analysis

The guidance document on the Help to Stay - Wales scheme was published on 6th November 2023. We're delving into this newly launched scheme by the Welsh Government. This equity loan is designed to assist individuals facing financial challenges with their mortgage...

Spouse Visa Mortgages: Comprehensive Guide

Spouse Visa Mortgages: Comprehensive Guide

Let's delve into the intricate world of spouse visa mortgages. For those new to this topic, we'll begin by clarifying what a spouse visa entails. We'll then explore various scenarios and answer frequently asked questions related to spouse visa mortgages....

New Job Mortgages – Everything you need to know:

New Job Mortgages – Everything you need to know:

Are you contemplating a career change, or have you recently stepped into a new job role? If so, you might have some concerns about how this change could affect your prospects of securing a mortgage. We understand these worries, and today, we're diving into the realm...

6 Easy Steps: The Help to Buy Wales Repayment Guide.

6 Easy Steps: The Help to Buy Wales Repayment Guide.

Introduction Embarking on your Help to Buy Wales Repayment Journey. With a wealth of experience advising clients across Wales, I've helped many homeowners in Wales navigate their way through Help to Buy Wales repayment. As people approach the end of the 5 year...

5 Home Buyer Questions Answered

5 Home Buyer Questions Answered

Moving house is never easy. Aside from arranging the whole logistics of removal companies, selling agents and the legal process, most of us will need to navigate the mortgage process too. How does the mortgage application process work if you're moving house? Before...

5 Self Employed Mortgage Myths

5 Self Employed Mortgage Myths

We help self employed people boost their mortgage chances day in day out. We often hear things our client's have heard from a friend, or on the grapevine which aren't true. Here is a list of 5 self employed mortgage myths you should know about before getting your...

Invest now, or sit in cash?

Invest now, or sit in cash?

Update: Though this article was published in Oct 2022, it remains relevant. Are you worried about investing now or adding more money to your portfolio? Markets have seen significant volatility so far in 2022. Global equity markets are down 11.5% this year*, at one...

7 Mortgage Mistakes You Need To Avoid