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Helping the UK spend, save and invest wisely.
- We unlock access to a huge range of financial products to help you make more of your money.
- Complex advice delivered in plain English by an adviser who cares.
- A process that focuses on your life GOALS and AMBITIONS, not just numbers on a spreadsheet.
Get in touch for a chat with us about how we might be able to help.
What people are saying:
Chris's help, advice and knowledge base was second to none.
Chris helped me with the process of getting my mortgage from start to finish. As a first time buyer, I was clueless. Having Chris help me made the process a lot easier and he was able to explain information to me that I was unsure off.
I highly recommend this company to anyone, especially first time buyers.
Our own situation was a bit more complex due to work and contracts but Chris has worked extremely hard to find us a mortgage that suits us.
The quality of service has been top notch from the first meeting. Communication has been excellent and we have been constantly updated on the situation and progress of all processes.
It has been so worth employing the services of Exley and I cannot recommenced the service more.
Ways we can help you:
From securing a great mortgage deal, to crafting a reliable retirement plan, we’re here to help you make the right decisions and realise your ambitions.
Buy a Home
Looking to buy a home in Cardiff, Usk or further afield? We are on hand from your first search on RightMove to the day you pick up your keys to your dream home.
Remortgage
A remortgage can be stressful and confusing. You can rely on us to get you the right deal without the stress.
Plan for Retirement
Based in Abergavenney – we can help you get the retirement you want, without sacrificing your lifestyle in the interim.
Get Financial Advice
If your case is a little more complex, we have over 25 years of experience, so we’ll help you make the right choices.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Questions we’re asked:
Why Exley Financial Planning?
At Exley Financial Planning, we’re partners on your financial journey. Our approach is rooted in knowledge, honesty, and care. We’re not gatekeepers – we’re guides.
We believe in empowering you with insights, ensuring you understand every option.
Our job isn’t just about products – be it mortgages or pensions – we’re with you every step, whether it’s purchasing a home or crafting a retirement plan.
Your dreams are our focus, and we’re here to make them a reality, together.
What do your mortgage brokers and financial advisers do?
The job of a mortgage broker or mortgage adviser and the job of a financial adviser are typically distinct from each other. However, at Exley Financial Planning, we do both!
Your mortgage adviser will help you find the most suitable mortgage, be that with a high street lender, or if your case is more unusual or complex, a specialist lender.
Your financial adviser will help you invest your money and pensions for the future tax efficiently and in line with your aims and objectives.
We think having a financial adviser who can take care of your mortgages and investments is a powerful tool. Your pension and investment strategy will almost always have an impact on your mortgage and borrowing situation, and vice versa. Speaking to someone who can help with both can have huge benefits, and save you time.
The value of investments and any income form them can fall as well as rise and you may not get back the original amount invested.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
When should I see a mortgage broker in Wales?
We encourage our clients to book a call any time they like. This could be months or even years before they intend on purchasing a property. The more time you have to plan, the more likely you are to get approved.
When should I see a financial adviser in Wales?
The sooner you start to plan your finances, the more likely it is you’ll be able to achieve your goals.
The value of most investments can rise and fall with global markets and this volatility can be particularly noticeable over the shorter term. Over the longer term, say 5 – 10 year plus, historically, investments have achieved more predicable returns.
This highlights the importance of planning ahead of your goals far in advance. A financial adviser can help you do that.
Past performance is not a reliable indicator of future performance and should not be relied upon.
Can you review my pensions?
Yes, this is one of the most common things we get asked. We can gather information about all of your existing pension policies and figure out if they’d be better placed in more modern funds or pooled together.
During this process we can also look at the type of funds you’re invested in, along with your contribution levels to figure out if there are any ways we can help increase the likelihood of you achieving your retirement goals.
The value of investments and any income form them can fall as well as rise and you may not get back the original amount invested
You've got offices in Usk and Cardiff, but can you help me remotely?
Yes, our systems are designed so that we can give advice remotely. Although most of our clients live in the South Wales area, we’ve helped customers all over the UK.