Get Expert, Friendly Financial Advice in Cardiff

  • Our Wales based mortgage experts work tirelessly to get you the right deal.
  • We've helped hundreds like you secure their dream home and invest their money wisely.
  • Our 5* rated advisers are ready to hear from you today.

Get in touch for an initial fee free, no-obligation chat with an adviser about how we might be able to help.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

What people are saying:

Ann-Marie JonesAnn-Marie Jones
17:47 18 Jan 24
Highly recommend Chris at Exley Financial Planning. He was really helpful and has walked through each stage carefully with patience and helped secure us a better rate on our mortgage.
Jasmine ScottJasmine Scott
20:21 18 Jul 23
I’ve had the pleasure of working with Chris now for over 6 years. He’s arranged my last three mortgages for me successfully. I’ve always found Chris to be highly efficient, and clear and open in all of his communications. He’s also taken the time to explain my options and be at the end of a phone. I trust him implicitly and would recommend him to anyone looking for sound financial advice and support regarding money matters.
Mike WilliamsMike Williams
16:37 18 May 23
Couldn't recommend a better financial planning advisor.Chris's help, advice and knowledge base was second to none.
Deborah NDeborah N
11:41 18 May 23
Chris was outstanding. His service was attentive, comprehensive and he displayed an impressive knowledge of his field. He was always easy to contact, friendly and returned calls and messages promptly. His help was invaluable. We are incredibly grateful for all his assistance and wouldn't hesitate to recommend him to others.
Jay ProbertJay Probert
12:02 07 Jul 22
Chris was referred to my wife an i by a neighbour. Despite conducting all communication online (emails/MS Teams calls) at all times Chris has remained personable and responsive. My wife and i are far from experts in this field but Chris' calming approach to the process has been most reassuring and would strongly recommend his services to others. Thanks Chris.
Alexia BowlerAlexia Bowler
08:27 25 Apr 22
We recently used Exley Financial Planning (Chris) for our mortgage and they were so professional, efficient and listened to our every need. We got some very good advice and felt confident that they had our interests at heart. I would use Exley Financial Planning again for anything finance related, and feel relieved we've now got someone who takes us through documents and processes (most of which are fairly confusing!), step-by-step. Thanks Chris!
bethan boddybethan boddy
11:55 08 Mar 22
Fantastic service from Chris.Chris helped me with the process of getting my mortgage from start to finish. As a first time buyer, I was clueless. Having Chris help me made the process a lot easier and he was able to explain information to me that I was unsure off.I highly recommend this company to anyone, especially first time buyers.
Ellen MorganEllen Morgan
08:26 31 Mar 21
I can’t thank Chris enough for all his help throughout my purchase. It hasn’t been an easy process buying my first home during a pandemic, but Chris made securing a mortgage a breeze! Chris is very knowledgable and was honest with me from the outset about what was affordable for me and the mortgages available. It has been a long process for me, but Chris is always available on the other end of the phone to answer any questions I had and kept me updated every step of the way. Brilliant service, I would highly recommend! Thank you Chris!
Rod DCRod DC
19:42 19 Aug 19
Chris has been absolutely fantastic in helping us secure our mortgage offer.Our own situation was a bit more complex due to work and contracts but Chris has worked extremely hard to find us a mortgage that suits us.The quality of service has been top notch from the first meeting. Communication has been excellent and we have been constantly updated on the situation and progress of all processes.It has been so worth employing the services of Exley and I cannot recommenced the service more.
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What we’re talking about:

Ways we can help you:

 From securing a great mortgage deal, to crafting a reliable retirement plan, we’re here to help you make the right decisions and realise your ambitions. 

Buy a Home

Looking to buy a home in Cardiff, Usk or further afield?, Our mortgage brokers are on hand from your first search on  RightMove to the day you pick up your keys to your dream home.

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Remortgage

A remortgage can be stressful and confusing. You can rely on our mortgage brokers to get you the right deal without the stress.

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Plan for Retirement

Our Usk and Cardiff financial advisers can help you get the retirement you want, without sacrificing your lifestyle in the interim.

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Get Financial Advice

If your case is a little more complex, our financial advisers have over 25 years of experience, so we’ll help you make the right choices.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

7 Mortgage Mistakes You Need To Avoid

Questions we’re asked: 

Why Exley Financial Planning?

At Exley Financial Planning, our Usk and Cardiff advisers are your partners on your financial journey. Our approach is rooted in knowledge, honesty, and care. We’re not gatekeepers – we’re guides.

We believe in empowering you with insights, ensuring you understand every option.

Our job isn’t just about products – be it mortgages or pensions – we’re with you every step, whether it’s purchasing a home or crafting a retirement plan.

Your dreams are our focus, and we’re here to make them a reality, together.

What do your mortgage brokers and financial advisers do?

The job of a mortgage broker or mortgage adviser and the job of a financial adviser are typically distinct from each other. However, at Exley Financial Planning, we do both! 

Your mortgage adviser in Cardiff or Usk will help you find the most suitable mortgage, be that with a high street lender, or if your case is more unusual or complex, a specialist lender.

Your financial adviser in Cardiff or Usk will help you invest your money and pensions for the future tax efficiently and in line with your aims and objectives. 

We think having a financial adviser who can take care of your mortgages and investments is a powerful tool. Your pension and investment strategy will almost always have an impact on your mortgage and borrowing situation, and vice versa. Speaking to someone who can help with both can have huge benefits, and save you time.

 

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

When should I see a mortgage broker in Cardiff or Usk?

We encourage our clients to book a call any time they like. This could be months or even years before they intend on purchasing a property. The more time you have to plan, the more likely you are to get approved. 

When should I see a financial adviser in Cardiff or Usk?

The sooner you start to plan your finances, the more likely it is you’ll be able to achieve your goals.

The value of most investments can rise and fall with global markets and this volatility can be particularly noticeable over the shorter term. Over the longer term, say 5 – 10 year plus, historically, investments have achieved more predicable returns.

This highlights the importance of planning ahead of your goals far in advance. A financial adviser can help you do that.

Past performance is not a reliable indicator of future performance and should not be relied upon.

Can you review my pensions?

Yes, this is one of the most common things we get asked. We can gather information about all of your existing pension policies and figure out if they’d be better placed in more modern funds or pooled together.

During this process we can also look at the type of funds you’re invested in, along with your contribution levels to figure out if there are any ways we can help increase the likelihood of you achieving your retirement goals. 

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

You've got offices in Usk and Cardiff, but can you help me remotely?

Yes, our systems are designed so that we can give advice remotely. Although most of our clients live in the South Wales area, we’ve helped customers all over the UK.

Our Team:

Chris Exley (DipFA, CeMAP)

Chris, a Cardiff local, provides his clients with friendly mortgage and investment advice. He brings his experience in the legal and financial industries to the mix to help you get your mortgage and sort out your finances without worry or stress.

Peter Exley (DipPFS, CeMAP)

Peter has worked in financial services for decades, including with some big names such as Zurich Advice Network. Peter is the resident expert in complex investments, but is also qualified to give mortgage advice. 

Louise Hartree

Louise is our friendly and experienced client relationship manager. She works hard to keep our systems running smoothly and stays in touch with our investment clients regularly with updates and reports.

Get in touch

The internet is not a completely secure medium, so we can't guarantee the privacy of your data.

How would you like to be contacted?